What Is Credit Score or CIBIL Score : How Is It Calculated ?

Credit score is the measuring unit for an individual’s credit worthiness. The range of this score lies between 300 – 850. Higher the score, higher is consumer’s potential for repayment of loan. Lenders and banks generally prefer a higher credit score for lending loans to individuals. They use the credit score for measuring an individual’s […]

Understanding The Definition of Debentures and Bonds and Their Differences

Debenture and Bond both are debt instruments provided by large corporations or public companies for raising funds. These are fundraising equipment used for long period of finance purposes. Both of these terms are use interchangeably, though they are significantly different. One of the prominent difference is :- Bonds are provided by Government companies or semi-government […]

What is NPA ? : Its History with Banks and Laws

NPA or Non Performing Assets is a term associated with loans. When an asset or loan no longer generates any income for the bank it is referred to as NPA. Before conversion into NPA the lender gives the borrower a certain time period for repayment of loan or for payment of interest dues. After completion […]

What Is The New GST Rule: Reasons and Exceptions

GST means goods and services tax. It is the tax applied on any commodity bought or sold by the government. This has been introduced since 2 years and it is one tax rule against all the old taxes applied. It has abolished the usage if multiple taxes and brought all of them under on name […]

The Dream Run of Pharmaceutical Companies in 2020

Phrama sector is witnessing its dream run in the year 2020. The Nifty Pharma almost doubled from March 2020 lows. It increased 28 times which was 14 times in March 2020. Pharma stocks have outperformed the entire 2020. All the stocks have almost doubled in value. The rally winners were Dr. Reddy’s Labs and Divi’s […]

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